It’s probably easier to just accidentally go over a curb, denting the battery tray. Insurance is too worried about a thermal event and their future liability, so they’ll just total it out.
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On the small bright side, at least she can deduct the new lease payment from taxes on the business.
You can burn 12k now or rent UHauls when you need them… Kick the can down the road until the side business takes off; might not be practical, but it buys you some time. If business takes off and/or you have more kids, you might need something bigger than a Telluride.
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lol hilarious