Just learning the hard way that it appears US Bank has tightened its rules around lease assumptions. They now claim that rules changed a few months ago and lease assumptions are only possible in case of death or divorce.
Just a heads up to anyone whom like me chose US Bank in part for the flexibility of transferring a lease - because that doesn’t appear to be the case anymore
Looks like you’re gonna have to kill someone
2 birds one stone…take out the wife.
Pm me the vin and mileage. I can make an offer on buying it out.
it didn’t say whose death
Hah! Sent to your inbox - thanks!
I didn’t get anything. Feel free to text it
Jim
215-359-6836
What about hitman services, should OP PM you those details as well? 
I find myself with serious buyer’s remorse (lessee’s remorse?) on a lease that was handled through US Bank. From what I’ve been reading here, I’m basically hosed. After seeing how difficult it they make it to get out of a lease early, I was counting on swapalease. Now seeing this post, it looks like I may be stuck for the full three years or until I find myself in a position where I can pay it off. I’m going to call them for a payoff today, hoping they won’t notice my HelloFax number isn’t actually at a dealership.
You can call and pretend to be a dealer they usually will give you a payoff quote over the phone. Just say you are Matt Damon calling from Whoville Honda and you have a client sitting right there with you who is looking to sell us their car as a 3rd party buyout. This should give you some sort of ballpark number.
Also, Anthony at DSR leasing can buy out US Bank leases at YOUR buyout price. He is a broker on this site and is fantastic to deal with. I have found texting him is the best way of contact.
+1 (949) 544-1669
Did you sell the car or did you not? You’re talking about GM Financial now, I thought you said you had a US Bank lease? What car are you trying to get out of?
I’m confused.
You didn’t like DSR’s quote for Ally but then went to GMF and told them a different dealer bought it and you are going to complain to Yelp? Your post is pretty confusing.
Sorry my post was confusing. It was going to take too much time to edit it into something that made sense so I deleted it.
Basically the dealer did too many shady things to list, including how they handled the purchase of my Bolt EUV lease from GM Financial. The point of the post was that Anthony was awesome. Calling GM Financial was his suggestion.
Too early in the morning to excited myself clearly.
A representative from Swapalease assured me that I’d be able to get a swap arranged for my US Bank lease. Of course I need to pay a non-refundable fee, so I’m hesitant.
I think what they’re trying to do is faciliate you buying it out and then selling it.
Yes. Reading the fine print they will fascilitate the sale of my car for whatever price I want. Right now the payoff is more than MSRP because 1 - I got hosed at the dealer, and 2 - US Bank adds $7500 to the payoff if you try to buy out your lease early. Never mind the fact that the $7500 “credit” was already applied to the residual. So if I sell it through Swapalease, they don’t help with the paperwork. I would need to take the car and the new buyer to the dealer or bank for them to handle the paperwork. There are so many “what abouts” with this. If I am somehow able to sell it for the payoff plus what I put down it would be a small miracle. If not, I will be out the $200 to list on Swapalease. I’ve already lost money on this car. I’m not sure I’m desperate enlough to attempt this.
Give it two months and then see how desperate you are.
Sorry to hear about your situation, but the “paperwork” you mention to sell it is not that difficult at all to deal with.
I’m still not certain what car you actually have? If it is a US Bank lease, what is your customer payoff?
I have a 2023 Hyundai Kona electric SEL. The payoff is $41,000, or at least it was before I made my first payment today. I put $3,500 down on the lease. I have no delusions that I would break even if I were to attempt to sell.
I have no delusions that I would break even if I were to attempt to sell it.
