During a normal market it’s almost always a horrible deal and usually significantly more than getting something new. I can’t imagine how much worse it is now with used prices inflated.
Lexus cpo has full service for 2 years…plus 2 years full warranty with unlimited miles added to remaining warranty. Just bought an 18 so got 3 years unlimited mileage warranty and 2 years free maintenance. So pretty much came out like a lease. Had no other choice due to Mark up on new lease cars and was ending a lease on a car that was out of warranty. Hope this helps. BTW was a purchase of an es 350 and payment was within $50 of a 2022 honda civic Touring at msrp let alone adding dealer mark up
Similar equipped 2021 was 46k…mine was 29k with 17k miles…1.9% financing through lexus for 72 months …payment was $410 with $3,700 out of pocket (nyc taxes)…I compared to lease on civic Touring which is about the same sticker price… total on civic over 3 years is about 17k…total on the Lexus with 3 years of payments is about 18.5k…but the loan balance on the Lexus will be about 14.5k in 3 years and I am figuring the car should be worth about 18k in 3 years so I would have equity, plus a tax credit on the 18k…so over 3 years much cheaper than a civic…( I did as a 3 year comparison to simulate a lease) but the additional benefits being I have 2 years full maintenance, 3 years loaner car service, 3 years roadside assistance, unlimited mileage on warranty, not locked into a mileage limit or overpaying because I selected too high of a mileage at start a lease, and I can get out of it anytime I want unlike lease…and lastly it’s a lexus!
Hope this helps