For those who are purchasing, Sharon Credit Union is fantastic and their rates are solid
Yeah…nice rates! Those are better than most (all?) HELOC rates…….Back when HELOC interest was deductible for anything, those were a great way to finance “stuff”.
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Bank of America has the same rate on a new vehicle purchase (up to 60 months) with Platinum Honors relationship.
We did a car loan with Bank of America about four years ago, and they went even lower than their published rate for two applicants with super-prime credit (my spouse and me).
This guy loves the humble brag!
I thought you were head of the anti-interest committee and it “disgusts you” to pay interest on something you can pay cash for.
Just calling it how I see it, man.
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The loan went completely against my grain. The spousal unit made a passionate argument about getting better returns by investing the money.
As it turns out you actually have to INVEST the money to get a return, so I eventually just quietly repaid the loan and filed away the title when it came in the mail.
Happy wife, Happy life bank
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The point of my post was to refer people who don’t live or work in that CU’s service territory to another great option.
Many assume that the big banks suck for auto loans, and most of the time they are right.
Totally.
The humble brag part was referencing you and your wife’s super prime credit.
This isn’t a dick, a mean credit, measuring contest.
The only thing to be flashy about here is lease deals mon frere.
Some would call that a tip.
According to the rep from Bank of America, the rate we got wouldn’t have been available to just one applicant with super-prime credit, nor to two applicants with merely good (or average, or worse) credit.
In fact, for convenience I originally submitted the credit app in only my name. Our rate dropped after adding the second applicant.
So it really took two applicants with super-prime credit to get a rate lower than what they published.
Humble pie is delicious on a breezy August morning.
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This is why I’m usually silent on my godlike trombone playing.
Yes exactly right 
Thanks for being a good sport, though.
All in good fun but there are a lot of these haha
Those rates are definitely really good. I’ve used DCU for my last 3 vehicle purchases and am a fan of credit unions now for loans. The car I just paid off was at 1.74% and my truck is at 2.24%, but they’re up to 3.24% now for new loans. I’ll have to keep these guys in mind if I decide to purchase again.
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Lots of good vibes from DCU on auto loans, and I agree… CUs in general are good places to shop for this type of financing.
Most people are understanding about my insecurity when they learn that I’m hung like a chipmunk.
With that said, those comments were directly responsive to @joeblogs musings about people who exercise residency options when they’re taxed to death.
On the subject of my majesty and vast wealth, does anyone want to buy a 2010 Prius? Ours has been advertised for three weeks with not a single serious inquiry.
They’ve been great to work with all around. Last year when I was buying my house I was working with a highly recommended mortgage broker who had much lower rates than all the local lenders I contacted directly. They went up a bit by the time I found the house I wanted to buy and I wasn’t happy, so I checked around. DCU was advertising lower than anyone, and they gave me an approval at the advertised rate in no time. The broker tried all his lenders and couldn’t get close, so I went with them. The process was super easy and fast. I just refinanced the last of my student loans with them last month to save a point so now they officially hold all of my debt. lol
Another happy DCU member!
They have some other nice benefits as well.
6.17% APY on savings accounts (balances up to $1,000 – so perfect for people early in their careers, or parents teaching kids about money and yield chasing 
)…
DCU also provides a free monthly Equifax score that’s the same score model used for mortgage underwriting… which is hard to find at no cost.