Had a deal on the table for a 330i xDrive for $709, no money down. Unfortunately the day has passed and we’re in the new month. The LeaseHackr calculator has this lease @ $690 so I walked and decided to explore other options. I learned a lesson the hard way in sharing a hard copy of the deal with a competing dealer and they noticed the date was yesterday, giving them every reason to not match or exceed. I’m now being quoted at $740 no money down and another dealer of over $800/mo no money down. I’m not sure if it’s best to return to the original dealer or keep shopping. I’m also trying to wrap my head around rates being than last month. Any insight would greatly be appreciated. Sort of kicking myself.
800 a month for a 330i 
You can get something better for that much money
Reach out to @IAC_Scott and see what he can get you into
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Even 709 a month for a 330 is absolutely asanine. If you’re in love with it finance it. If you can afford to wait then wait. If you need a car now, refuse to finance, and want to lease, then lease something else
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What would be ideal in this case? I ask $690 and make it out like I’m insane (typical but heard this from now 2 dealers). Also, I keep hearing how the market and these deals are getting worse. How much of this is truth vs tale?
imo they are getting better slowly. 690 is still wild. You could probably get an i4 for that type of money or 5 series
Are you definitely in NJ? Your tax is all wrong; it’s approximately 7.025% including the luxury tax, and it’s paid up-front, not monthly. Also plan on NJ registration being more than $400. 6% off is the average going rate on these though. The MF for loyalty is 0.00145 per month; they were marking up the MF, which is prohibited on this program. Finally, the residual for 10k is 57%, so I fixed all those things.
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Thank you for the correction. Just for reference, where are you getting the data that it’ they’re going for 6% off MSRP?
There’s deals popping up on 7-series fart cars for this kind of money.
She’s a broker 
so from the dealers that she works with
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NJ tax is 6.625% and then luxury tax is .4% of the sales price, quoting 7.025%, while similar, isn’t necessarily accurate.
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There’s no other way to factor it into the calculator, other than adding it to the doc or registration fees. It’s close enough to accurate that it’s an easier way to represent it. That’s why I said approximately.
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Yes, it is unfortunate there is no way to represent it properly.
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That’s literally what you do. A supplemental title surcharge belongs with registration fees.
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Since it varies based on MSRP, if someone wants to tweak the calculator to a different MSRP, it can make more of a difference having a static amount in the fees. I always inform people that I’m including the luxury tax in the 7.025%, and it’s close enough that it’s not an issue. The point was that OP had the wrong tax rate and the wrong application of the tax.
Anyone that pays 800 bucks for a 330 should have their license taken away. Don’t talk payment with the dealer. Press on the sales price and then go from there. 10% off before incentives should not be that hard.
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What are you driving right now? Do you qualify for BMW Loyalty?
I’m driving a 2020 model and yes, that’s the only discount I’m getting atm.
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Where did you get the 10% off data? @Ashleigh said in a previous post that about 6% was the average discount from MSRP.
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He got it from the year 2019, it’s not true, brokers are around 6-7% on these on average
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So just a status update. On my 3rd dealer and being quoted in the $700s. They’re not taking anything off outside of the loyalty discount and scoff at the idea of taking off anything more. The lease is due in September. Should I give it a break until the end of this month or continue to pursue with this newfound data? The car would be a factory build so idk if it’s working against me.