I have a question.
My brother in law has a leased truck through Ford Motor Credit.
I have reasonably good credit and want a truck, and he can’t afford to keep it when the lease ends in a couple of months.
I know they won’t do 3rd party buyout, but would the original dealership be able to sell it to a 3rd party if that 3rd party isn’t another dealership but an individual who finances through them?
Let’s say it’s a 2019 F150 Ecoboost 2.7 with a lot of options. The TC/Vroom value is $34000 but the buyout price is $27k. Lease ends early January so it’s within 120 days.
I am willing to finance with them, with $7000 down payment and a middle FICO of 705. Would it be possible or would FMC block it?
Is it possible the dealer will try to charge me more than the buyout price?