First Time Leasing - What Should I Negotiate Down?

Test drove the i4 XDrive 40 (2025) and M50 (2024) in Kansas City, KS today. This will be my first lease. Below are their first quotes with no negotiation yet - both cars have all wheel drive (Midwest). We haven’t discussed residual rates yet.

I’m leaning towards the M50 with more discounts and lower money factor. Thoughts on if this is a fair deal or where I should counter? I’m not getting the monthly payments to line up with the rate finder on this site, so maybe I’m missing something on price?

2025 XDrive 40:
$71,225 MSRP (with add ons below)
$3500 Discount
$8500 Rebate
$59,225 Adjusted Price
$695 Resistall
$925 Acquisition Fee
$699 Doc Fee
$61,544 Balance
.0019 Money Factor
$0 down/36 Months = $925.81

*Mileage 6
*Portimao Blue Metallic
*Drive Assist Package
*Shadowline Package
*M Sport Package
*Parking Assistance Package
*Premium Package

2024 M50
$78,700 MSRP (with add ons below)
$6000 Discount
$8500 Rebate
$64,200 Adjusted Price
$695 Resistall
$925 Acquisition Fee
$699 Doc Fee
$66,519 Balance
.0016 Money Factor
$0 down/36 Months = $1010.75

*Mileage 257
*Black Sapphire Metallic
*Oyster Vernasca Leather
*Premium Package
*Cooling & HP Tire Pk
*Front and Rear Heated Seats
*Icon Adaptive LEAD w/Laserlight
*Wheel Locks
*Black All Weather Floor Mats
*BMW First Aid Kit

What’s the DAS?
Why not just get an iX for cheaper than this price?

Anyway, it would be better to fill out the calculator and see where the price should be for a reasonable discount/selling price and then make them an offer at that price point.

You don’t need this.

As a super supporter once you populate the calculator it will display the base mf and rv. The rv and base mf are set by the lessor, and cannot change. A dealer can mark the mf up for additional profit. The only way the rv changes is if you change the term in length or miles.

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Your offer should be 10% off at buyrate MF. That’s roughly break even with the marketplace offers after considering the broker fee and shipping.

Welcome to Leasehackr! The good thing is that you’re asking before signing because a lot of people ask after signing.

They’re putting junk add-ons (Resistall) into the deal, marking up the MF (the xDr40 should be 0.0016 with a max mark-up, and the M50 is 0.0019 with the maximum, so I think you may have conflated them).

The monthlies on these seem really high. You’re in a market where there aren’t many choices for dealerships, so these dealerships are a lot tougher to work with, knowing they don’t have the competition we have here in the northeast. For instance, on the xDr40, I can have you at $180 a month less:

Even with my $500 fee and shipping, you’re still saving over $5,000, so I’d love to help! You can either take something in stock/incoming or custom order whatever you’d like for either trim and still save money.

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Hi @Ashleigh - you were going to be my next outreach after receiving feedback. I’ll fill out your form now and would love to continue the conversation.

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