Leth96:
Being told that they can’t do it all as a lease as it’s her first car loan. I’ve never had a car loan either. We both have high credit scores, and can definitely afford the lease. Though self employment and thin credit files are making things difficult. Basically Is there anything that’d work other than having a relative co-sign?
Good credit scores are only one component, with zero auto history you are on the wrong brand.
If your question is about getting your credit bureau to be as strong as your credit score to lease another car, look at financing some thing and paying it off in the next 1 to 2 years before you lease.
If you want this car now, you need a cosigner.
See also
Every month there is at least a handful of posts here that include erroneous perceptions, opinions or information about credit.
This thread is intended to address questions and facilitate discussion about credit reporting, credit scoring, and any other general credit-related matters.
All credit questions, and all informed opinions and answers, are welcome.
To get the thread started, here are a couple of items that come up on LH from time to time.
How does my income impact my credit score?
I…
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