First dealer offer on a Mini Cooper loaner

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Hello hacks,

This is a Mini Cooper hardtop 4 door loaner

I have attached a photo of the dealer sheet and added the numbers to the calculator

MSRP needs to go below more? At least for my leasing/buying habits, I cannot justify a 6.7% discount on a car that is not limited production or rare. Gotta be over 10% for me bud

Calculator has been updated

Think the discount is good, but why did the APR go up from original?

I believe you should be able to discount this car more. My sister purchased a 2019 Mini Cooper with Signature package for $23,500 out the door, including loyalty and college grad.