Not sure whether this is the right sub forum, have been getting great advice on leases before, now I am looking for info about financing when buying out a lease at the end. Though I leased vehicles multiple times before, I have not yet gone through the buyout financing process.
I already heard that the buyout cannot be negotiated. The residual is what it is.
At the same time, the local credit union offers 3.69% on financing for a 2018 vehicle. Do dealers have offers which might be lower than that for financing? Do I have to be on the lookout for any hidden fees when ending the lease or financing?
Thank you in advance for any guidance.