Financing a Lexus IS, What is your monthly payment and interest rate?

Ask the Hackrs Buy/Finance
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1

What are you finance deals for the Lexus IS?

I am returning my MB Class and I am highly thinking of purchasing a Lexus IS 2022. I am op en to a used CPO 2022 with a few miles as well.

I am in south Florida but I am open to purchasing a car outside of Florida of the deals are good.

I am use to paying 380 a month for my lease but I am aware those days are history and dont want a c300 I am tired of the shape now. 6 years, two cars same model.

I am trying wrap my head around at the new payments, so I wanted to research and see what the goinf prices, monthly pmt and interest are.

I see that some have 2.4 percent but are people really getting those rates. Is it realistic?

Please share your experience.

2

Look at a variety of banks offering used car loans and see what they’re offering?

3

Multiple northeast Lexus dealers are advertising brand new 2022 IS at sticker.

What’s the Lexus promotional APR on their website for your zip?

Why wouldn’t 2.4 be realistic?

2.49% is what Tesla finances at via Wells Fargo, USB or BMO Harris.

Credit unions like DCU are 1.49% with direct deposit or 1.99% without

1 Like
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@max_g I guess I am use to people telling me they get something different.
Here in Pembroke Pines, the sticker price is $44795
I am with USAA, I can check them.

@mllcb42 I dont want my credit pulled so many time, I guess
can try one and see how it goes.

https://www.lexusofpembrokepines.com/new-vehicles/?_dFR[make][0]=Lexus&_dFR[model][0]=IS%20300&_dFR[type][0]=New&_paymentType=our_price

5

You don’t need to. Most banks will advertised their used car rates. Unless you have questionable credit, that should be more than enough to base some estimates off of.

6

My score is 705 and will will go up once my all my payments post. I just paid off my cards. They were close to the limits. no late payments ever.
I am hoping it jump to the mid 700s. I am at 705 now while I am waiting.