I know it’s not good to put down a signficiant downpayment for a lease in the event it gets totaled, but regardless, is there an insurance that goes further than GAP that would protect you for the entire cost of replacing your car so you can rebuy the same car without a loss, meaning totaling the car won’t erase your downpayments?
I came across something similar (and that a few insurance companies offer it) but completely forgot the name of it.