No clue. You are missing a lot of info such as MSRP, discount off MSRP (pre-incentive discount), and any applicable rebates. Are these payments pre or post tax?
Have you driven all 5 cars? Which one do you like the best? If you go the EV route, do you have access to charging?
It all depends…
-Will you qualify for all rebates on any of them?
-Are you chasing the cheapest payment TCO-then 2024 Ioniq 5 or 2025 Ioniq 6 with FREE EA charging is for you and that’s for 24/12, but the 2025 Ioniq 6 is by far the cheapest this month
-First time lease/buy may have to get a co-signer, depends