I’m working on a deal on an XM and decided to look at the insurance before pulling the trigger. I’m being told that Encompass won’t insure a vehicle over $150K. What companies in California are you guys using for vehicles in this price range? I’m a bit surprised because Encompass is more of a premium carrier.
Geico for a cybertruck. Not 150k tho
Look for a good independent insurance agent
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Check out the XM forum on Bimmerpost. I recall a thread or two on this topic.
This is good advice. I actually worked as a broker for quite some time. The insurance (homeowners more than auto) marketplace is extremely difficult right now. Two brokers had nobody that would do the XM. I’ve been told AAA and Wawanesa are good options.