I have a 2022 KIA Niro EV lease ending end of September. Buyout is not an option since it’s only worth maybe 70% of RV. I thought I can pay the remaining payments and move into a new lease but the dealer is telling me I need to pay the early termination. They offered to “Pay” the remaining payments and the extra insurance premium for the duration but I don’t want an extra vehicle to deal with.
Am I stuck with this option until the last payment is made?
Call the lender and ask
Most likely your contract says you owe the lesser of the following amounts: (A) remaining payments or (B) negative equity.
Check.
Just roll the remaining payments plus dispo into the new lease. Easy 1-2-3
Will do, once I have all the ducks in a row 
That’s what I was trying to do but the dealership had other ideas 
What does your lease contract say?
cool ask for a check back in the amount of:
number of remaining payments X payment amount + (dispo fee x tax rate) = check back amount.
Then return the Kia yourself and pay the lease end amount.
I thought your prior post said you didn’t want another vehicle.
I went in to replace the vehicle but the dealership wanted to have me lease a new car and hold off on returning the current lease.
some dealerships won’t touch a Kia due to the speed of title release. (very slow)
This was a KIA dealership I have a relationship with, they bought out another KIA that had a positive equity.
very odd, wonder why they won’t let you just ground it
Because he has payments left?
Grounding has nothing to do with the dealer, they just ground it and send the paper work in.