For loan/cash purchase this is definitely good, but for leased car? Since it’s bank’s property and it’s not my fault, I presume they cannot charge me anything?
The lease agreement will state what type/amounts of coverage is required. On my Audi lease, I do not recall any mention of underinsured motorist property coverage. This may vary by manufacturer and state.
Yeah, roughly read my purchase contract it didn’t say anything about underinsured