Geico’s quote automatically included this option, but I’m not sure if it’s worth it. Don’t Mercedes leases come with a warranty?
Decline it.
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Even if you already signed it you can remove it at any time from Your coverage.
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I have Geico mechanical breakdown coverage which covers after manufacture warranty. My Jaguar IPace had few issues and Geico covered the cost. Geico mechanical breakdown insurance increased by $100/yr when I bough the vehicle new. It lasts like 7 yrs or 100K miles.
That’s irrelevant for a Mercedes which will go back at lease end.
Just to clarify… You’re leasing the car for 48 mos or less and don’t plan to drive more than 50K miles?