Do I need gap insurance on $0 down Jeep lease?

I’m getting a $0 down 27 mo jeep lease for $350/mo. The car is 60k but incentives and rebates bring the top line cost down to about $40k. My insurance says it will cover “actual cash value” of the car. If I total the Jeep right after I drive off the lot, will I be responsible for paying back the difference between 60k and 40k (the likely actual value) if I don’t have GAP coverage?

No, gap waiver is included in the lease. Toyota is pretty much the only bank that leaves you holding the bag.

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Dont forget Mazda as it is a TFS lease

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On the Stellantis website it says GAP insurance is extra. Are you sure it’s included in a Jeep lease?

Sfs sells gap insurance for financed vehicles.

Sfs leases include a gap waiver.

One should always read their actual lease contract to verify though.

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