dealing with a internet sales manager here in socal and told him I’ll put down 5 MSDs to lower my payment and I gave him the number according to the calculator and he told me MSD is more like a savings account and it wont lower my monthly payment… Don’t know how I feel about that… I know (from read…

Most sales folks don’t deal with MSDs often, if at all, and often times don’t know what they are. You’ll either have to put time in explaining or just give up and find another car/dealer.

[image] M5DMD: I’ll put down 5 MSDs to lower my payment and I gave him the number according to the calculator and he told me MSD is more like a savings account and it wont lower my monthly payment… It’s like a savings account PRECISELY BECAUSE IT DOES LOWER THE PAYMENT via a lower MF. What’s …

hey guys. thanks so much for the input. I’ve explained it to him but he said something about system won’t be able to put MSD in. MSD issue aside I’m ok with the $0 down and monthly payment after tax. The numbers on there looks correct but the difference is his lease worksheet says “1500 down” and 58…

[image] M5DMD: What do guys think of the deal. According to the calculator it has a score of 9.9 Please post the dealer’s lease worksheet so we can discuss intelligently.

I did in the above post. Or is that not it. I asked the dealer for the lease worksheet and thats what he gave me

A lease worksheet looks something like this… [Lease%202]

I see. I dont even know how to ask the dealer since i asked for lease worksheet and he gave me that. What can i say to him now to let him know that what u posted is what im looking for

I’ve had to show a generic lease worksheet (like the one delta posted) to the dealer in order to get what I wanted.

You can do as Masher82 suggests or, print the one I posted to show the dealer. The dealer knows darn well what a lease worksheet is because they’re required to submit it to the fund provider as part of the documentation packageonce the lease has been finalized. They’re just playing stupid.

It’s so cal, there’s like 10 or 15 other dealers. Deal with a different dealer. Take the discount you got from A to another dealer where they’re more up front about leasing. Ask for the lease breakdown, money factor before and after msd’s applied

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Dealer says MSD is a saving's account

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delta737h February 16, 2019, 1:53am 15

A lease worksheet looks something like this…

2019 Ram Big Horn Crew Cab 4x4 "Loss Leader"