Yes . Walk in to the showroom and ask for the GM
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Thatâs why itâs included in the selling price in the purchase agreement, which the OP agreed to, and not itemized.
The guy who wrote it by hand is asking to get fired.
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Just to log my experience with VW Credit: They told me I could purchase at lease end directly from them, but they could not offer financing through their own organization without me going to a dealer. The dealer I spoke with would finance us at a great rate, but added so much $$$$ to the Residual Value that it ended up saving me a ton to take a 401K loan from my own account and send VW Credit a check for the Buy Out amount (which was exactly the RV with no other fees attached).
Of course, now when the title arrives in a few weeks I then have to go to the DMV and all that, whereas the dealer would have taken care of all that state stuff.
(I donât take lightly the loss of opportunity cost for having this money out of my 401K for a few years, but to get this done it made the most sense.)
No luck with a credit union or other direct bank loan? Many of them will just send you a check to send on to the captive for the full amount of the sale price.
have you already sent the $$??
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Exactly this. It is not really a fee and much as it is just a higher selling price. Basically the transaction is Ford dealer buys car for $X and sells to OP for $X plus $995. The sales guy just didnât have the guts to say what was happening and thought it would be easier to claim it was a fee.
The best advice I can give to @Jingping_Yuan is to remain courteous but strong. If you go in there claiming they ripped you off and they are thieves, the GM will tell you to pound sand since the contract is signed and I assume you drove off with it, so the car is yours. Find the statute/law that @Samaudibh mentioned and bring it to the GMâs attention and show him that the sales person wrote down the $995 is a fee and was not the agreed upon selling price. I personally donât think you have much recourse since the âfeeâ isnât a line item and the price was clearly shown in the worksheet and contract, but good luck.
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Yes! Sent Earlier this week.
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I had another post on here a week or two ago about how VW Credit wouldnât sell to me, only my wife, as the lease was in only her name and they considered me a 3rd party. With her not working now, a bank wouldnât give a loan to her, only me or both of us. VW Credit cust svc said they couldnât release the title in just her name if both our names were on the loan. It got too frustrating so I said screw it Iâll just borrow the cash from future me.
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So do a refinance now true a Credit Union, and put the money right back in your 401K
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That is why I hate dealing with car dealers⌠They always seem to be up to something⌠Especially with leasesâŚ
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Why are you stereotyping all car dealers ?
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Is it really a âhidden chargeâ when the purchase agreement clearly shows a selling price?
Almost $1k is a pretty noticeable delta between the RV and what you bought it for.
Should have checked before signing.
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And we hate dealing with customers, welcome to the club.
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Remember without the customer you have no jobâŚ
And without cars, customers are walkingâŚ
And that âsomethingâ theyâre up to is called making money. Itâs a business not a charity, if every dealer gave LH deals 24/7 they would cease to exist.
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Aight we donât need yet another customer v dealer thread.
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Because the dealers always win 
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Ford makes you go to dealer for buyout, allowing dealer to add some mark-up costs. Itâs a terrible system, as is GMâs.
What was fun is when youâd buy a out a leased JLR product at market based dealer buyout (usually substantially lower than the RV) then sell it at RV and finance it with a 3rd party bank (so JLRFG doesnât know youâre skirting their system) and making consistent 8-12k deals on lease buyouts before backend, and they all flopped for warranties.
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