12% off before incentives and buy rate for the beginning of the month? That’s pretty good for a 2021 330i. The incentives should be $1500 lease credit and $500 loyalty, so looks like you’re getting the correct incentives since you don’t qualify for loyalty.
Looks like @bluzbra calculator is spot on, if you take the deal I will not mention money factor to the dealer. 0 DAS $483 a month is simple enough terms.
You think he can do better than 12% off before incentives and buy rate on a new 2021 330i in the beginning of the month and quarter? I don’t think so man.
I agree, the $483/month payment is high for a base 330i, but that’s partly because he has no loyalty or any other incentives to stack. With loyalty, Penfed, and an OL code, this would be a low-$400’s payment, which is perfectly in line with other well-negotiated 2021 330i leases, even base ones. Also, for you and I, this may be an “undesirable stripper,” but for OP, it may be the precise build he’s looking for.
That’s quite condescending. In this case it isn’t what I can afford, but what I’m stuck with to get the color (sunset). This deal beat the broker I contacted substantially. I understand that once I have loyalty, the next lease will be better. If the deal is structured poorly, I’ll take that advice, but why attack anyone for the choice of car?
People often get very focused on the badge and lose sight of the forest through the trees. Call it “too lightly optioned” or an “undesirable stripper”, what @max_g is saying in not the most eloquent way is that this is a very poor value because of how little you actually get, even if it is about the best price you’re going to get.