Deal review, have to sign today 330, 0 das, 483/month

Nervous, first lease. Learned a lot of the last year reading here. Is this a decent deal for current incentives. I don’t qualify for loyalty.

Year, Make, Model, and Trim: 2021 bmw 330i w/convenience package
MSRP: $ 44395
Selling Price: 39,107
Monthly Payment: $ 483, includes tax
Drive-Off Amount: $0
Months:36
Annual Mileage:10
MF:0.00086
Residual:58
Incentives:1500
Region:socal
Leasehackr Score:
Leasehackr Calculator Link:

What’s the selling price? Have you confirmed any other incentives?

39,107. No other incentive that I can find.

12% off before incentives and buy rate for the beginning of the month? That’s pretty good for a 2021 330i. The incentives should be $1500 lease credit and $500 loyalty, so looks like you’re getting the correct incentives since you don’t qualify for loyalty.

That can’t be right - MF went up this month.

Post the calculator if you can…

I noticed that too. I ran the calc and got it to line up exactly, but with 0.00086 MF.

OP - did they run your credit before April 1st or something to lock in last month’s program?

Perhaps the “it has to sign today” is them trying to sneak it in on a backdate?

It was locked in, I could get there till today

12% off and last months lower MF? Take it.

Here is the calculator based on what you’ve provided. Lines up to the exact payment. Sounds like a good deal.

Looks like @ZZAutoDeals calculator is spot on, if you take the deal I will not mention money factor to the dealer. 0 DAS $483 a month is simple enough terms.

Not really, considering this is an undesirable stripper with almost no options.

You think he can do better than 12% off before incentives and buy rate on a new 2021 330i in the beginning of the month and quarter? I don’t think so man.

I agree, the $483/month payment is high for a base 330i, but that’s partly because he has no loyalty or any other incentives to stack. With loyalty, Penfed, and an OL code, this would be a low-$400’s payment, which is perfectly in line with other well-negotiated 2021 330i leases, even base ones. Also, for you and I, this may be an “undesirable stripper,” but for OP, it may be the precise build he’s looking for.

how about “too lightly optioned”? lol

I also think we’re so used to seeing loaner 330i deals that, when we see a new one, sometimes the price can be kind of… surprising.

LOL that’s much better! I agree though, it is too lightly optioned for my taste.

Yup, exactly. We’re also used to seeing a bunch of incentives stacked and 7x MSDs. If that was the case with this car, it would be sub-$400.

If a base 3-series is all one can afford, don’t get a 3-series.

That’s quite condescending. In this case it isn’t what I can afford, but what I’m stuck with to get the color (sunset). This deal beat the broker I contacted substantially. I understand that once I have loyalty, the next lease will be better. If the deal is structured poorly, I’ll take that advice, but why attack anyone for the choice of car?

People often get very focused on the badge and lose sight of the forest through the trees. Call it “too lightly optioned” or an “undesirable stripper”, what @max_g is saying in not the most eloquent way is that this is a very poor value because of how little you actually get, even if it is about the best price you’re going to get.