Monthly payments seems pretty high considering selling price. Your thoughts? It was a courtesy vehicle
Florida
How many miles on the car?
Something doesn’t add up because I come up with like $217 a month before tax because you’re basically paying about $8k over 3 years on that deal, especially if you’re paying all fees up front. $450 would be the price I’d expect for a new non-loaner car. Is the mileage hurting the residual or something?
That’s an amazing discount on a 17’ A4, but the monthly should be much lower.
Something doesn’t add up
Go for a 24 month when you get large discounts. 61% residual
The 36 seems off. New car is 54% on a 36/10, and then some miles should reduce it further.
Can you post a sheet? I’m currently trying to work out an audi demo as well
EDIT Also the MF might be marked up. A4 P+ should be 0.00022 based on edmunds research.
24 mo often doesn’t make sense when there’s a large amount of inception money due like in this case because the upfront $ gets amortized over less months.
Guess can be on a case by case basis. I’m finding the difference between a 61% residual and a 54% residual and 24/36 is 6% savings on the 24 side. Only really starts to work out when pushing past 20% off MSRP though.
When doing a zero-drive off, then in that particular case it’s almost the exact same payment. I’ll always pick the shorter term even if it means a few bucks more a month IMO. I like switching up too much. 
I also tend to do 24 mo vs 36 mo if payment is slightly higher just to get a new car. But if it’s cost prohibitive of course not
24 months pretty much guarantees you don’t need to buy tires either
Depends on your driving style. 
Turning in my Mini Cooper S after a 12 month lease. Front tires are balddddddd. So replacing those with some used OEM ones. Ripping on the car everywhere might have been a minor reason why they wore quickly.
I’m religious about rotations, and I can get 2 years out of a set. 3 years, it’s never happened. I have 6 months to go and my tires are at the wear bar. I’m looking for a Christmas sale as we speak!
low profile tires usually don’t last me 24 mo
Also depends on the weight and power of the car. My Genesis is already on its third set of tires before 40k miles despite tires being rotated every 5k miles. To be fair the first set was recalled at 7k miles but the replacement Michelins only lasted about 25k miles…
yeah, the low profile tires are great for handling…piss poor for longevity. I can still squeeze about 30 months out before I see wear bar.
Agreed. Any experience with leasing demos/loaners? Would love to lease the vehicle… but not at the price of a brand new lease.
6100 miles on the car
What are you putting for MSRP? Are you using the calculator here?
Unless it comes with subpar tires that need to be replaced to begin with
55% of the original $49k MSRP is roughly 27k. You’re buying the car for 35k which would only be 8k difference between what you paid and the turn in price of 27k. 8k over 36 payments isn’t $450 a month, not by a long shot. Either their math is wrong (using full MSRP or something), or there’s something else not right - sky high MF markup? Lowered residual due to the mileage already on the car?
You’re not counting any residual/mileage hit.