First post - I have been reading the forums religiously for the past two weeks, gathering as much detail as possible and finally reached out to a few dealers and this was the best I got back so far.
I have received a quote for a XC40 T5 AWD Momentum with 5k miles - Premium Package, Moon Roof and Heated Seats and Steering wheel. From my Edmonds search I have determined the MF of .00088 in my area and the Residual Value of 56%. which the dealer has correct.
Selling Price: $37,215 (not included on the image, but factoring that Costco + USAA + First responder makes up half of the 8500 discount would be left with this amount ~10.3% off msrp)
Incentives: Costco, First Responder, USAA.
*In DE we have to pay 4.25% on selling price of car and then an addition 1.998% monthly - which is difficult to input in the calculator
Let me know what you think.