As @mllcb42 suggested, follow the steps to get the residual, MF, and incentives from Edmunds (you need to post and wait for reply), plug that into the calculator to see just how marked-up the back-end is.
Don’t pay to reduce cap cost unless you know exactly what it’s doing for you.
Don’t buy any products if you can’t breakout their cost and know the markup
This deal is so bad, it should include 2 compound fractures. But you need to go through the process to understand why because you need to be able to run the numbers for yourself again, and again…
In the alternative, you can check the marketplace to see if any dealers here are advertising anything that catches your eye, or hire a broker to do all of this for you.
Good luck.