Deal check: Volvo XC90 ultra Dark T8

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1

MSRP: $93xxx
Sale price before incentives: $84400 (~9.5%)
Incentives: a-plan, lease loyalty, dealer cash 3k, also use 6m pull ahead. 7k total.
Term: 36/10
MF: 0.00179 (seems slight marked up)
RV: 58%
Dealer fee: $995
Gov fee: $246
Sales tax (rolled in): $3560
Monthly quote: $1089
Drive off: first month

Calc attempt (does not match exactly, will check the math): Leasehackr Calculator - Hack your next lease | Leasehackr

Looks pretty terrible to be honest even for VA taxes. But dealer is adamant it the best he can do. Might have to sign it, wife’s car - not much flexibility on options. Will add MSDs, but does not change the picture overall.

2

Yikes. Look at a GLE53 for that price but I guess pull ahead is what got you sucked in

3

Has to be XC90

4

That sucks. Guess we know who wears the pants in the family :rofl::rofl::rofl:

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5

You don’t have to lease a $93k Volvo if the payment doesn’t seem right to you. Tell your wife there are other cars.

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6

Guilty as charged

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7

Grow some?

8

You can just buy a 1-2 year old xc90 and have a lower payment. I was thinking getting one myself like a 22-23 r design. Only xc90 I’ll drive now lol

10

Tempted to mark this answer as the solution;)

On a serious note though, I do have some flexibility to wait. Sounds like Volvo programs are not as good as I hoped for. Building my own sheet now to play around numbers a bit.

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11

Wait for Costco to come back if you have it

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12

Not a bad idea, probably in the current market.
Red and bursting blue ones are the best. I am not sure, though, if R-design was still around on 22-23 models.

13

I do yes, along with penfed and all the good stuff. That’s a good point.

14

They had t8 r design up to 2023 from what i see, id look into it. They all under $45k

15

I am not sure about 2023 T8 being a good idea, considering it is off warranty. For used one if I were to buy, I would stick to non-PHEV versions T6/B6

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16

For $45k I’d rather buy an X5, though it won’t be as loaded.

17

True I enjoy the xc90 for what it is.

18

Does the air ride make it better? Xc90

19

Volvo xc90 air suspension > bmw x5

To me

The Volvo had a more relaxed ride

The Volvo seats were way more comfortable

If I was in a slalom course - I’d pick the BMW. But driving to dinner or with kids in the car. I always grabbed the Volvo keys. And the bursting blue paint on the R design - still my favorite!

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20

EX90 would be a much better deal, if she is open to an EV