Deal check - Trying to get a Kia Sportage plugin hybrid

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I’m looking into 2 different deals at the moment (deals in TX)

2024 Kia Sportage Plug in Hybrid

MSRP: $40,990.00

Discount: $2,000.00 (4.87%)

Selling Price: $38,990.00

Rebate: $5,050.00

Non Tax Fees: $1,332.37

Doc Fee: $225.00

Tax: $2,121.25

First Payment: $504.46

Balance: $37,618.62

Residual: $25,004

Money Factor (MF): ??

I haven’t been able to get the MF but this are the numbers I have so far for this one

2025 Kia Sportage Plug in Hybrid

Didn’t get a MSRP or discount just got directly the selling price

Selling Price: $41,140.00

Rebate: $5,050.00

Non Tax Fees: $267.31

Doc Fee: $225.00

Tax: $2,571.25

First Payment: $504.46

Balance: $39,153.56

Residual: $?

Money Factor (MF): ??

This one I have less info and I’m still waiting for them to answer with the residual and MF

I know that there might be a lot of missing data but I would appreciate any insight.
Thank you!

The prestige gives you $5150 but did you look at the Hyundai Tucson? The 2025s are out and they might be more inclined on a deal on the 2024 as they give up to $7250 in rebates

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Thank you!
Unfortunately there aren’t any 2024 plug in hybrid Tucsons in I think all the state. So not great deals on the 2025.
At the end found a 2024 Sportage PHEV Xline Prestige for almost the same as the first one, so a whole trim higher for the same selling price. I feel like I could have gotten a better MF but I’ve had too many other things going around to keep negotiating.
Thanks again

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nice discount. Too bad it’s only in black.

799 doc fee isn’t it too high? Congrats