This is my first time leasing and spent a fair amount of time reading through messages here which was a massive help–thank you to all of you who post here and share your knowledge. I have connected with way more dealers than I’d like and think I’ve landed on the right balance of affordability and car that I like. Where I need assistance on is whether there’s an upside to a 36 month lease that has less favorable terms than a 24-month lease.
The car is a CX-90 Mazda PHEV Premium trim. The breakdown of the two leases is:
That was just me trying to look at the lease from a few different angles. I currently don’t plan to buy the car at the end of the lease, but wanted to see how my total layouts of money would compare if I purchased at the end of 36 months vs end of 24 months.
How important are the extra 2k miles per year in the 24 month lease? 2000 miles at $0.25/mile is worth $500 a year. Given tech changes I would always go less time. You also never know what incentives exist in a couple years. Example…I had a 2024 Cx-90 phev premium 24/12k. $0 down all taxes and fees included, $605/mo in so cal. Lease was ending this September and got a deal for a 2025 Cx-90 phev premium sport for 24/12 for 0 down and $450/mo all fees in. So you never know what will change. Probably can’t go wrong with linger term but you might be able to get cost a little lower
