Deal check on Volvo T8 xc90 plus

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1

Hi everyone, just wanted to get your thoughts on this deal before I sign it tomorrow and to see if the calculator checks out

Monthly 363 plus tax, $400 total with 2K DAS
Msrp of car is 76k
Incentives: 2000 Costco, 2000 AMA, 7500 ev and 3500 lease cash. Total 15k
I do have loyalty but they said they can only apply the 15000 incentives as above and not loyalty. Does this make sense?

On the calculator, the percent off shows 11.2% off but I had to manually insert a negative down payment of $1254 (which equals another 1.6% off) to make the DAS 2K. So that totals to 12.8% of a discount. If there’s a better way of doing the calculator, I’d appreciate the feedback.

Thank you

2

Seems like a solid deal.

Of course they can apply loyalty incentive. What’s the loyalty amount in your region. My guess, if it’s $1,000, is this pushes the deal into negative depreciation thus it wouldn’t fund. (Needs to be at least $100 depreciation amount).

There are ways around this. They could increase sale price and cut you check for the diff, if they want. But good deal nonetheless.

3

Loyalty is $500. Don’t want to lose a relationship /contact at the dealer for that amount to make their job a bit more tedious.

4

Roll everything in and do zero DAS. Then the deal will fund with loyalty.

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5

Agree to Roll everything in, but deal should fund with extra $500 incentives anyway.

Edit: I guess not as is once they add first month waiver as additional cap credit. But yes, true sign then drive $0 down solves this.

6

…and also do $3.5-4k MSDs to save $60/mo, instead of current $2k DAS.

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7

Thank you

Just to clarify, I guess loyalty was included in the price I was quoted

Updated cost is $439 per month including tax with zero drive off and 10x msd

How does msd work for Volvo? Is it rounded up to nearest 50 for the payment?

Updated calculator

8

Rebates should not be included in the selling price, it should always be pre-incentives. This way there is no guessing.

Correct.
Also, you don’t have dealer fees in your calculator. Get the full breakdown from your dealer.

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