You need to clarify mileage and RV with the dealer. These numbers don’t make a lot of sense – if it’s clocked <5k miles then none of these calculator links or rebates matter since you’ll only need to concern yourself with dealer discount and MF.
If under 5k, 20% discount is solid and you just need to negotiate the MF, throw down some MSDs, apply rebates and lock in.
If over 5k, you need a more substantial discount to make up for lack of rebates and the tanked RV.
Okay, there are a whole lot of things going on here.
The MF is 0.00118, so I don’t know where 0.00145 is coming from.
There NO incentives on an X7 40i. There’s $3,000 on 2019 50is, and $1,000 on 2020 50is and M50is.
Unless the dealer got an exception, the residual is the residual minus 9%, meaning the residual is 47%. The higher the MSRP, the worse that hit is.
We have a loaner at $81,995 and another 2019 loaner that isn’t listed, plus a more expensive new 50i. We can see how much more we can push discount-wise on the ones we have if you’re interested in working with us.
BMW doesn’t “cap” at 5k. They stop supporting vehicles after they hit 5k, and reduce the residual by 7% in addition to the mileage penalty. IIRC it drops even further at 7,500 (9%) and then is dollar-based at 10k. But typically once a car hits 5k, it’s not even worth looking at.
I’d look at this one, it shows 4600 miles, that’s where the deal is, discount says $12k, I’d push for the lease cash on top of that, they aren’t disclosing any of that as customer cash etc.
Negative. 2 different vins. The linked one above also has under the 5k miles so the residual isn’t marked down. This would probably be the better car to lease over the original.