Deal Check (Lease) - 2025 Mazda CX-5 Premium Plus - New York

Here’s the basics of the deal.

MSRP : 37640

Net Capitalized Cost : 36812

Due at signing : 465

Monthly Payment including tax : 464

Residual : 67%

Money Factor : 0.0027

39 months / 12000 miles per year

Based on what I have looked at the money factor is higher than what I have seen at brokers but the residual is much higher. The dealer mentioned this lease was through Cal which based on my search is a third party lender instead of through Mazda. The high residual and third party lender is causing me to pause.

Anything I should make sure to review before going through assuming it’s a good deal?

there are far better options in this segment than this, for far less money. a cx5 isnt a 400+/month car. can easily do a tucson SEL Prem or a Rogue Platinum, if married to this segment.

I wouldn’t say I’m married to this segment but trying to stay under 500 while keeping the 360 camera and similar features.

then the rogue platinum offers a lot more for less money.

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