Help please!! I thought I was getting a good deal on a 2025 (not the refresh) XC90 B6 Plus at $698/mo for 36 months and 12K miles/year. But after hopping on here I am seeing many others with monthly payments in the 400s. What am I doing wrong??
You are 6 month too late, that is what you are doing wrong. The deal is not that terrible for the current time.
Those deals are long gone. Your deal comes to an effective payment of $1,157.33 per month because of your trade in. Have you checked with brokers to see if they can beat that (I’m sure they can)? Also, have you checked with CarMax, etc to see if they’ll give you more for your trade-in?
An offer of 16,500 for my trade-in by the dealer actually beat out carmax carvana etc! payoff is $13K
Can you make your best attempt at a calculator? There seems to be some “fluff” but I’m not familiar with TX taxes
Or they could be simply taking it out of their discount on the new vehicle. How may quotes have you gotten on the XC90?
Your deal sheet shows 36/10
Rebates are $10k? You have $9,500 in your calc. And looks like you get sales tax credit.
Maybe nothing. But lease hacking is all about timing and selection. The XC90 hasn’t been hackable since December 2024.
Pick something else or wait.