Deal Check for 2021 BMW X6 xDrive 40i

Ask the Hackrs
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1

Good evening! Been on here for a little bit and trying to gain as much knowledge as possible. So now I’m reaching out to you experts. So here goes.

Here is what I’m looking to propose:

Year, Make, Model: 2021 BMW X6 xDrive 40i
MSRP: $74,945
Selling Price: $70,129
Incentives: $2,500
Months: 36
Miles/Year: 10k
Residual: 55% (Edmunds)
MF: .000086
MSD: 0
Drive-off: $5,387
Monthly Payment: $854
Region: Texas

Leasehackr Calculator: leasehackr.com/calculator?make=BMW&miles=10000&msd=0&msrp=74945&sales_price=70129&months=36&mf=.00086&dp=0&dealer_fee=150&acq_fee=925&taxed_inc=2500&untaxed_inc=0&rebate=0&resP=55&reg_fee=150&sales_tax=6.25&demo_mileage=0&memo=&salesPriceTax_radio=true

Thanks!

2

How does that pre-incentive discount compare to what you’ve found when researching comparable deals and broker listings?

3

From what I’ve researched that is a low pre-incentive discount. I forgot to mention this was a loaner at one point. I’ve seen up to 12%. There may have been higher ones but I haven’t seen any. I am unfamiliar with brokers outside what I’ve seen on this forum. I haven’t researched any broker listings.

4

Yeah, this deal could be better.

5

I’m wide open to suggestions.

6

You should enter miles into the calculator if this is a loaner. Not very good it seems even for a new car.

7

I did that at one point and the lease payment went up to 880. Not sure how that makes sense.

8

Have you gotten a worksheet? Feel free to send me it in a PM and I’ll grab a look over it

9

This car leases atrociously… there’s just no sugarcoating it. If you value your money you might want to look at other makes or models.

10

Mileage penalty lowers the residual value, which increase how much in depreciation you have to pay. Part of why you’d need a much bigger discount to consider it.

11

I financed a 740i xDrive before. It was a beautiful machine but I prefer SUV/SAV. I like X6 design and not so much of the X1,3,5,7 designs.

12

There is still some room. You could try and hit 10-11% by shopping or using a broker. Texas in general is not very competitive and shipping from out of state may kill the deal.

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14

Oh this is a loaner? Make that 14% In the Northeast in Texas I would assume we will be lower because of the market

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15

I misread it, the calc link is your proposal, I thought you have an offer from the dealer. Like others said, shoot for a higher discount and enter the mileage in the calculator.