Deal check BMW X3 xDrive30i 2023

Ask the Hackrs Buy/Finance
,
1

Looking at a 2023 X3 xDrive30i. Here’s the number’s I’ve gotten (it has come down from them wanting 3k down at first). What do you guys think?

MSRP: $52,195
Selling price: $48,695
Fees ($925 acquisition & $716 doc fee (seems high)): $1,641
Loyalty: $1,500
Cash down: $750
RV: 56% - $29,229.20
MF: .00230

Monthly: $750 (including taxes (5.5% in Nebraska)

Worth mentioning - I still have 10 months left in my current x2 lease, which they would get me out of. Not sure if that is affecting the numbers or not.

Thanks for the help!

2

Do you have positive or negative equity? How much?

3

Thanks for the reply. Negative ($4,570)

5

Any reason why you are trying to get out of it?

6

Just trying to get into a slightly bigger car and I’ve wanted an X3 for a while.

7

You are getting fleeced.

Are you able to sell the car outside of bmw?

8

Maybe it’s just me but rolling in almost $5,000 negative plus interest plus taxes seems crazy to me.

2 Likes
9

They said they’re getting me “out of it by paying it off”. But that’s why I’m wondering if the numbers they gave me are being affected by that since they’re probably rolling in the $4,570 in negative equity.

I’m not set on doing it. just wanting to see some opinions on numbers and if it made sense or not.