Deal Check: BMW iX xDrive45 - SoCal

Round 1 of negotiations with a local dealer in SoCal with sitting inventory (as of Aug 2025)

Here’s a link and a brief breakdown below:

36mo/10k - BMW iX xDrive45 - August 2025 Southern California Offer. Executive, Performance, M Packages

MSRP: 86345
Selling Price: 67901
Residual: 53%
MF: 0.00190

Monthly payment as presented by the dealer including taxes (confirmed)

$3500 down - 934
$4000 down - 918
$4500 down - 902

Drive offs included in down payments. Calculator score looks appealing - but I am using 0 DAS in the calc with only drive offs and seeing a different story play out in reality. Not sure where the variance is coming from on the dealer’s end - but I will continue to work this.

Initial thoughts? How do I approach this one? I am not seeing anything attractive in terms of credits/offers from BMW this month. Might wait until Sept…last month before EV credit runs out.

Three thoughts: ouch, ouch and ouch. That sound you’re not hearing - Marketplace calling your name.

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MF is being marked up the max 0.0004…brokers can get you 13% off before rebates too instead of the 10 it looks like you received.

I’ll do better
949-775-1714

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Main suggestion is to stop asking for lease quotes, pause long enough to figure out exactly what you’re willing to pay, and then pivot to making offers for precisely that amount.

I’ll look into the Marketplace. I am usually not a fan of third parties, but I can see that I have a limited view of what is out there and where the market is at. Appreciate the tip.

Marketplace is brokers, not Private Transfers although there are some not so great deals there that smoke your offers. Look into an aged M60 for close to that price if it’s in your budget. At least look for one with an air suspension which 86k car won’t have and you’ll hate it on rough roads (yes, that bad!) Paging @ZZAutoDeals for help.

Happy to help if you’d like, OP: 818-314-1456

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Yes, I understand what you meant by marketplace as brokers. Essentially still 3rd parties.

Updated deals are looking like 22% off MSRP, 54% residual 36/10k, got buy rate on the MF bringing it down to .00150. The reason I’m going with the 45 is because most inventory checks I’ve done don’t have the Executive Package on the 60 - normally only performance.

Currently offered an xDrive45 w/ Executive, DHP, CCP, M Sport, DAPP - close to 91k MSRP at 10.5k discount and 9.5k rebate and incentive, at a little over $1k/mo with 0 DAS.

I may start pinging brokers in the next few days. For now, I’m trying to work it to see if I can get a car with my specs down to under $1k with 0 DAS.

Keep in mind their is also at least one SoCal based BMW dealer in the LH marketplace as well.

Max 7 MSDs will reduce MF by .00042 too.

Here ya go. It’s a loaner but light years better than an x45 at 1k/mo effective

Pls provide feedback on the broker as they’re new to LH.

It’s this suppose to be a referral lol, thanks.

I came across this deal today, thought is a solid deal to be offer.

What you see it’s what you pay.

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