Deal Check - 2026 BMW iX xDrive45

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Hello! This is round 1 negotiations but I’m pretty much set on signing this lease deal as it is the perfect color exterior/interior/rims for me.

I am leaning toward asking my dealer about MSDs so I don’t have money down and instead pay about $30 more toward the monthly at around $830 a month. This is just a thought and has not been discussed or finalized yet so didn’t add it to the breakdown.

However I still wanted to ask for opinions on the deal I was offered so far:

2026 BMW iX xDrive45 (with Premium Package, Climate Control, and M Sport/Pro)

36 Months/10,00 miles per year

MSRP: $87,000

Selling Price: $65,500

Balance after taxes and doc fees: $69,500

Amount Due at Signing: $6,000

  • Fees: $3,700
  • Down payment: $2,300

Residual: 53%

Total Monthly Payment: $799 (floor mats/tint included)

Please let me know your thoughts!

We need a better breakdown to understand a deal but even if the rebates are maxed at 11,900 that’s still a great pre-incentive discount, this deal is likely good.

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Yes the rebate was $11,900 and a little over $9K dealer discount

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I sounds like a very good deal, especially since Scott has not offered to beat it. I get wary, though, when I see a payment at $x99. It makes me think the dealership is playing games just to keep the price below the next hundred handle. Do you know the MF they are using for the lease?

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I’d honestly head back in and just say get me to $750 and I walk out with a car.

If they say no you can still say yes lol

Not that $50 is a lot but if they say no you know they are giving you the best they are going to offer.

Overall this feels like a solid deal and when you find the car/color combo you want… that has value on its own.

Looking forward to seeing photos !

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