Deal Check - 2026 BMW iX xDrive45

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Hello! This is round 1 negotiations but I’m pretty much set on signing this lease deal as it is the perfect color exterior/interior/rims for me.

I am leaning toward asking my dealer about MSDs so I don’t have money down and instead pay about $30 more toward the monthly at around $830 a month. This is just a thought and has not been discussed or finalized yet so didn’t add it to the breakdown.

However I still wanted to ask for opinions on the deal I was offered so far:

2026 BMW iX xDrive45 (with Premium Package, Climate Control, and M Sport/Pro)

36 Months/10,00 miles per year

MSRP: $87,000

Selling Price: $65,500

Balance after taxes and doc fees: $69,500

Amount Due at Signing: $6,000

  • Fees: $3,700
  • Down payment: $2,300

Residual: 53%

Total Monthly Payment: $799 (floor mats/tint included)

Please let me know your thoughts!

We need a better breakdown to understand a deal but even if the rebates are maxed at 11,900 that’s still a great pre-incentive discount, this deal is likely good.

Yes the rebate was $11,900 and a little over $9K dealer discount

I sounds like a very good deal, especially since Scott has not offered to beat it. I get wary, though, when I see a payment at $x99. It makes me think the dealership is playing games just to keep the price below the next hundred handle. Do you know the MF they are using for the lease?

I’d honestly head back in and just say get me to $750 and I walk out with a car.

If they say no you can still say yes lol

Not that $50 is a lot but if they say no you know they are giving you the best they are going to offer.

Overall this feels like a solid deal and when you find the car/color combo you want… that has value on its own.

Looking forward to seeing photos !