2025 X7 xDrive40 Loaner, 13176 Miles
39/7500
MSRP: 93635
Selling Price: 76600
Rebates: 4000
DMV Fee: 1570
Doc Fee: 350
Acq Fee: 925
Tax: 2989.96
Residual: 45824
MF: .0017 (asked dealer about .0003 mark up but they wouldn’t budge on it.)
2750 due at sign, 1000/mo
Thanks for any input.
Seems like a decent deal. Just make sure that you’re within warranty at the end of the year lease with those miles.
Am I missing something here?
You can’t get to that residual because it’s more than the allowed mileage on a loaner. The numbers don’t add up. I used what you stated:
This equates to only 14% off a high-mileage loaner. I’m selling new ones at 13% off. You’d have to ship, but it’s worth it. I need to ask my midwest dealership if they’d go deeper on an X7, since their discount is less on them, but you get the point.
If you change to 10k miles in the calc, it matches his residual amount. They must be quoting 10k. Can’t loaners be leased up to 15k miles? And updated his DMV amount which gets pretty close. I agree though on going new at this point.
I was just going by what he said with 7,500 miles. 
They can be leased up to 15,000 miles.
That registration seems out of whack for MN, but you did get it to just about match.
So this is what I get in the calc when I use the numbers given to me. As far as registration, it seems to track what I’ve been seeing, my zip is 55347 if that helps. I’m not against traveling to get a good deal. I’m retired and I fly for free…
Here’s the worksheet they gave me:
Weird, I’ve never seen an MN registration that high, but even so I can get you a better deal.
This is for 39/7,500 on a similar MSRP (just need to know what colors and options you want) on a 2026. It’s pretty much the same price. That car would be sourced from DC.
Also, it’s 6.875% for cars. 
Let me know if you’d like to work with me!
Interesting, I had thought it was 8.525 for sales tax with local sales tax included, maybe that’s why the DMV fee is so high? I filled out your form and just sent it, thanks for weighing in!
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