Deal Check - 2025 Volvo XC90 Ultra

Ask the Hackrs
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1

First time leaser, and have been reading through these forums for the past week. Big thanks for everyone who contribute (I learned about the ABA incentive from here!).

Anyway, here is what I have so far (purchasing in CA and shipping up to WA). I feel like I can get the discount off MSRP a little lower (it is 6.1% off MSRP).

My plan is to do a lease buyout after the 1st payment.

Any thoughts or feedback would be appreciated!

MSRP - $85,235
Discount Savings - -$5,235
Vehicle Selling Price - $80,000
Optional Items - $397 (I’m going to have this removed…door guards)
Doc Prep - $85
License/Title - $893
Tire/Battery/VTR Fee - $8.75
Other Fee - $33
Aquisition Fee - $995
Tax on Collected Items - $1162.50
Capitalized Initial Fees - $980.07
Total Cap - $84,554.32
Rebate Savings - -$15,000
Net Cap - $69,554.32

Base Payment - $909.58
Monthly tax - $70.49
24 month payment (10k) - $980.07

Capitalized Initial Fees - -$980.07
1st payment - $980.07
Due on Delivery - $00

Rate .00309
Residual % - 64%+3%=67%
Residual Amount - $57,107.45

2

That’s payment is about double what most of us got, so you need to push for a bigger discount. For example, I got a $500 monthly payment with no money down on an $89k T8 Ultimate. Granted, taxes are clearly higher where you are, but that doesn’t account for an almost $1k payment. You need to push for a bigger discount.

2 Likes
3

Can you give us a break down of what the discount looked like on your 89k msrp xc90 ultra.

I was given 879 for 24 months on 12k miles per year on a 86680 msrp xc90 t8.

How did you get to 500 dollars a month on a 89k xc90

4

$16,750 in incentives, 8.65% discount, and 10 MSDs. I posted it in Signed! with a $479 effective payment since 1st month is covered by Volvo. Here’s the calculator:

2 Likes
5

Thank you for this info.

My question is how did you get 16750 rebates.

7500 ev
2000 costco
2000 aba
1000 loyalty

That is 12500 not sure where 4250 coming from.

Thank you.

6

It came from Volvo. That was the Volvo incentive in my region for 2024 T8s.

7

Yeah i am seeing it now this is also a 2024 model they dont have any of that available in NJ and NJ rebate from volvo for 2025 xc90 is capped at 2500. So i wouldn’t be able to replicate this around here. This is a good starting point.

Thanks

8

Is the first month covered by Volvo for all of these XC90 lease deals or was that something you negotiated?

9

It’s part of their Sign and Drive promotion. It’s nothing you need to negotiate, but you do need to make sure it’s in your deal.

10

Sounds good, thank you so much for your quick response!

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