Deal Check - 2025 Gladiator Rubicon

Ask the Hackrs Buy/Finance
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1

Northern Northern CA. 2025 Jeep Gladiator Rubicon

36 month 5k miles (I’ve driven my current 2020 Gladiator less than 4k miles for the last 2 years, its a 3rd vehicle)

MSRP - $56,710

Heres what I am seeing and need a deal check.

Dealer has agreed to take $3120 off MSRP as a dealer sale price reduction. (5.5% off MSRP)

Incentives
$3250 Bonus Cash
$2000 individual incentive
$2500 Vehicle specific incentive

$7750 total incentive.

Dealer is adding $995 fee

Cap reduction seems blown out considering it started at $7750

Total Taxes at $2178.67. Tax is on cap cost reduction and any taxable fees. Tax rate is 7.25% at my Zip Code.

If I do some rough math $2178.67 / 7.25% ='s $30,050. I don’t see how I would have $2178.67 in taxes unless its an addon listed as taxes.

My math shows taxes should be cop cast reduction plus his $995 fee X 7.25% ='s $634.01

Let me know what you guys think!

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2

Do your best attempt at the calculator and post it.

3

I wouldn’t pay $635 to drive a Rubicon for 5k miles per year. Do you use the bed? For what purposes do you use it for? Maybe we can find some alternatives.

4

For this price you can get in a Silverado EV, F150 Lightning and other ICE proper trucks.

I wouldn’t take it, honestly.

5

If the OP is still in the market, my son just picked up a 2025 Gladiator Mojave (MSRP 60,595) for $299 a month w/ 3k down for 3/36 lease. The truck had a 5k dealer discount and 14,500 in rebates so monthly payment was almost all rental charge. Cap cost was 40,095 and residual was 38,780 (64%). Hoblit in Woodland, CA (Nor Cal) has a few more with similar discounts.