I am based in Charlotte, NC and have been looking at a loaded 2025 BMW i4 xDrive 40 (MSRP is approx $72K), and the vehicle is based in Dayton, OH. I used the lease calculator and after reading posts on these forums, I’m seeing people get 10 - 12 % off MSRP. The best deal I am able to get is 3% off MSRP (before $8500 in incentives), 39 month @ 15K miles per year, with $3000 due at signing (dealer fees, acquisition fees, and first month’s payment), coming in at $650 / $675 per month. Residual is 51% and MF is .0005 without security deposits.
While I’m not trading in my car ('23 Polestar P2), I am breaking my lease because I’m concerned the EV incentives may get recalled before my lease is up in Oct 2025. Coupled with the tariffs that may be placed on EU vehicles & parts made in China, I’m looking to take advantage of deals now (assuming I can get a better deal).
Is this a good deal, or should I start shopping around for a broker in the SE to negotiate on my behalf? I prefer the xDrive 40 over a M50 because of the range and also prefer the front grill on the xDrive.
Put the lease deal you want together and start emailing all of the BMW dealerships to see if any bite. If not, contact a broker. I’ll DM you a document with a sample email you can send.
As I understand it, the dealer and government fees are:
Doc fee: $999
DMV: $400
Accessories: $848 – this is nitro in the tires and total loss protection. I’m not sure if I can decline them, or if I should
==> Total $2247
I’ve split this total between the dealer fees and government fees fields in order to pay some up front, and roll some into the monthly payment in order to exactly match the deal they are giving me.
Update: I actually networked with another dealer that was local(ish) to where I live, and I secured a 2025 i4 M50 at MSRP $76K for $680 a month at 15k miles a year for 3 years with only $1k down. Better than any deal I could have imagined
