Would love some feedback on a lease deal for a New 2025 BMW 230i 2dr. The car is located on the central coast in Northern California.
$3999 down and 36 months 10k miles $583 monthly
breakdown:
MSRP $44,355
Selling price $39,919
Loyalty Discount $500
Government fees $660.12
Doc fees $85
Permaplate Ceramic $599 (I hate these add on’s but they make it seem like it is already part of the car
Total Accessories $599 (another dealer add on)
Acq. fee $925
Gross Cap Cost $42,188
Cap Cost Reduction $3,584
Adjusted Cap Cost $38,603
Residual $24,395
Total savings $4,936
That is how the deal is written and would love to know if this is ok or run for the hills deal.
Thanks so much
It’s not like any one person is ripping you off. But there’s neither enough discount from the dealer nor a program from BMWFS that make this a good lease. Program meaning combination of RV, MF and incentives.
Would just not make any sense for you to spend a cumulative $24,000+ to lease a car and return it after 3 years (and lease again) when you could have bought the 230i for $39,919 plus tax.
You can probably lease a basic 330i for the same cost. The $3999 down seems strange as well. Is that just a random number thrown out by the dealer to keep payment under $600 a month?