I’m also wondering the same thing how buyout price is calculated. At least there are conflicts information in different thread like https://www.reddit.com/r/rav4club/comments/1717ooq/comment/k3s6yyu/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button and people sharing experience with lease immediate buyout Ev 1-day lease buyout - #2 by cruiserchuck
I guess it might depend on the banks?