Deal Check 2024 F150 Lariat

Ask the Hackrs Buy/Finance
1

Newb here. I don’t have any particulars except
X PLAN
$791 lease payment for 36 month including taxes
$1,000 down
Negative equity of $14,500 included.
Gap Insurance included
The CALCULATOR mo. pay. is $1,082, so the difference over 36 mo. is $10,476, is that the discount off price of truck? Seems like a very good deal.

I also have a quote of 1,000 down 749 for 36 mon, 15K per year on a Lightining Flash, 70,000 price.

Thanks in advance.

CALCULATOR | LEASEHACKR’%20Box&tradein=-14500&fin_sp=71521&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&zero_driveoff=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=983&lease_das=0

2

I’m not sure how you were able to get $791.
Your calc shows $0 discount yet you have $16500 in rebates and -$14500 in neg equity.

I’m still looking at $900+ and that’s before Taxes and Fees (Which you set the fees to Zero)

Nice that you have XPlan as that boosted it a lot.

3

No deal, even though I sent the dealer a competitors price sheet that included the negative equity, the sales manager says he missed that

4

Went to 2 dealers yesterday, they would not honor the quote over the phone, said that there was a miscommunication, or that they didn’t fully look at the competitors deal sheet that showed my negative equity.

5

I expected that. That much neg equity is horrible to the payment

6

Here’s the latest offer 2025 Lightning XLT
. I’d much rather have the Flash with ext. range

36mo. 15K 809 a month residual 39,545

Sell price 63,083
Rebates. 12,495
Adj price 50,558
Lojack 995
tot pur 51583
trade allowance 31,000
trade diff. 20,583
doc 85
tax 1195
not tax fees 1753
Net price 23618
trade payoff 40000
cash down 999

7

LoJack on a car with built in tracking. Lol

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8

Alrighty, here’s the latest. Used Rate finder to put this together:

Here’s my latest calculation based on using the two XPLAN rebates 6k, plus 1k, and others. Are these stackable?
The monthly amount sounds too good to be true.

9

X-plan rebate is not stackable with a 6% dealer discount. X-plan price is fixed at “Dealer Invoice - (0.4% * Dealer Invoice) + Administration Fee”

10

Thanks for that info. Do the other rebates look correct?

11

Can other incentives be stacked with xplan?

12

Ford incentives are a moving target, but here is the stack I would target for RCL with X-plan:

$3500 RCL cash
$1000 X-plan incentive
$2000 customer cash
$1000 charging cash
$1000 holiday cash
plus conditionals like tesla ($1500) or ram ($1000) conquest or private offer

However, you are still better off not using X-plan, so you can find a dealer who will discount around 10% off (or more in some cases) versus being forced into the X-plan purchase price.

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