Deal Check - 2024 BMW i4 x40 Loaner

Long time lurker but first time poster, and happy to be here! I appreciate all the advice people have given over the weeks I’ve been researching. Would love everyone’s thoughts on this deal. Best I’ve gotten as I’ve tried with dealers all over the country. I’m in FL but this deal is with a BMW dealer out of state

2024 BMW i4 xDrive 40 w/ M Sport
Term: 36/12,000
MSRP $69,870
Discount: $12,295
Rebates: $9,000 (EV, Loyalty, Military)
Loaner miles: 9,800
MF: 0.00145 (I’m not Tier I obviously)
Residual Value: $34,241.00 inc. the loaner mileage reduction

Monthly payment: $523
$3,494 due at signing

By the way, this is after days of negotiations. I’ve been told it’s their final offer. I welcome any and all thoughts. Thanks!

Payment includes FL taxes?

That is a highly loaded x40 at that price. Is there a reason you want this one? You could probably find a new one for less. Check some of the broker deals.

It better than new, but given the mileage, not by much, I think you’d want to push for at least another few points of discount but it might not be possible.