$6k cash down is bonkers. If anything, you only want to do the fees, if at all. What’s the MF on this deal?
It is wild how expensive things got since 2020. I’m getting ready to end my lease of a 2021 Q5 55 Premium Plus and MSRP was $59k, got the MSRP to $48k and then had the EV credit, been paying $571 w/ tax in MA. The same trim is now runs around $66k-$70k.