**Deal Check: 2023 BMW XM Lease Takeover – $1,325/mo incl. MI Tax, Shipping to CA Included**

Hey everyone,

Looking to get a gut check from the community on a potential lease takeover deal.

Here are the details:

Car: 2023 BMW XM
Location: Currently in Michigan – seller has agreed to cover shipping to California
Miles: ~14,000 miles
Lease Term Remaining: 28 months
Mileage Allowance: 1,000 miles/month (so ~28,000 miles remaining)
Monthly Payment: $1,325/month (includes 6% Michigan tax)
Transfer Fee: TBD, assuming standard BMW FS transfer fee
Incentive: Seller is not asking for any cash upfront – just wants to get out of the lease

The seller says the car is in great condition and is looking to move quickly. The payment seems solid considering where XM leases have been historically, especially with taxes included and no upfront cost or down payment. The only thing worth noting is that the front tires are very worn and need to be replaced soon and there is some light curb rash on the rims.

A few questions:

  • Anyone have experience taking over a BMW FS lease across state lines (MI to CA)?
  • Will I be on the hook for CA use tax once it’s transferred here?
  • Any gotchas I should be aware of with BMW lease transfers?

Would love to hear any thoughts or red flags. Appreciate the help as always!

P.S. Here’s the link to the listing on SAL → https://www.swapalease.com/lease/details/2023-BMW-XM.aspx?salid=1706240

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You will be responsible for CA tax. BMWFS will adjust the payment when registered in CA.

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Have you had this statement corroborated by someone else?

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Not worth it imo. Also almost all 2023s are stuck on idrive 8 and unable to be updated to 8.5. I’d look for a 2024 instead

Great point!

Whats the main difference between idive 8 and 8.5 ?

8.5 has a much more intuitive UI and is more responsive. Things like adjusting the climate control options in the XM are insane with idrive 8

@mani_is_kool - please provide your real-world living experience with the XM and idrive 8.

Honestly doesnt matter to me at all. I enjoyed the 8.5 on the i7 cause your having a relaxed ride but on the XM your just driving it like any other M car. Maybe its just me lol

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So I have iDrive 8.0 and have used 8.5 on an i7, i5 and i4 loaners. I have to say the hype over 8.5 over 8.0 is not worth it, especially on a short term lease.

8.0 is fine. In fact, I prefer it in some ways. For example, climate control is more intuitive to me with 8. I also think it’s a bit simpler to find things.

8.5 is a little snappier, but 8.0 is not terrible.

One of the main differences is the availability of Highway Assistant with 8.5. HA gives you handsfree highway driving up to 85 mph, so long as you’re staring ahead. If you take your eyes away, the nanny nags at you. A bit annoying. You also get automatic lane changes.

8.0 is limited to hands free up to 40 mph. Above 40, you have to keep a finger on the steering wheel. Honestly, I like to rest my hand on the wheel anyway, so not a dealbreaker.

I use CarPlay, and it’s perfectly fine in either.

If one is just driving this for 2 years till the lease is up, the differences between 8 and 8.5 should make zero difference. Just F-ing drive this beast and enjoy it. Focus less on the screen!

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lol. Nailed it on this point.

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You guys rock! Thanks for the insights everyone, I think I’m gonna do it :smiling_face_with_sunglasses:

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Couldn’t agree more regarding the climate. They overcomplicated climate in 8.5. It shouldn’t be so hard to figure out air flow speed and default settings/etc. It was like they were looking for a solution to a problem that didn’t exist.

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And to make it worse, they placed those dumb knobs to restrict airflow even more on the new X7’s and XMs.

Tell me about it. Feels like the air con is blocked up or something :joy:

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I thought I was losing it, ID7 with phone key was peak BMW interiors for me.

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Simplicity at its best ! And oh the actual physical knobs !

You mean you don’t like “automatic” climate control with fan speed controlled manually?

I think they meant how to get to those settings.

It’s too early in the day for me to be triggered.