Looking for some input into the deal
2021 BMW X5
Discount off MSRP: 10%
Base MF: 0.00082
Catch is dealer is saying that they are using the same money factor and terms but their system is calculating a payment that is $20 higher? Any advice?
Also, are MSDs rounded up to the next 50 or the next 100?
Also is Residual calculated on MSRP or on sales price of the car?