Deal Check: 2021 BMW 330i xDrive $427/mo 36/10

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1

2021 BMW 330i xDrive:
MSRP: $46,190
Monthly Payment: $427 (excluding tax)
Drive-Off Amount: $3077 (tax, 1st mo, fees, dmv)
Months:36
Annual Mileage:10000
MF: Not sure. My guess is 0.00122, no MSD
Residual: 58%
Incentives: 2000 = 1500 lease cash + 500 corporate
Region: NJ/NY
Selling Price: 41,190 or -10.8%
Leasehackr Score:8.2yrs
Leasehackr Calculator Link: www.leasehackr.com/calculator?make=BMW&miles=10000&msd=0&msrp=46190&sales_price=41250&months=36&mf=0.00122&dp=0&dealer_fee=0&acq_fee=1000&taxed_inc=2000&untaxed_inc=0&rebate=0&resP=58&reg_fee=411&sales_tax=6.625&demo_mileage=0&memo=2000%20rebate%20%3D%201500%20lease%20cash%20%2B%20500%20corporate&acqFee_check=true&totalLeaseTax_radio=true

The dealer only gave me the monthly payment, and I had to back solve the selling price discount… Good deal? Thanks in advance.

2

Seems high. Some cap reduction in there I think.

ask them what MF they’re using. Make sure its buy rate as edmunds told you.

That’s a solid discount, probably another % at best left in it. Would try getting the exact numbers of the deal rather than reverse engineering it though.

3

It’s not as it seems, max point markup, makes this eyeballing 8-9%. I can speculate as much as I want until OP posts firm numbers the dealer gave him, dealer’s state (for doc fee), etc.

Brokers are offering 11.5% and base, so try and shoot for that and if you can’t hire one and get that.

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4

Thanks @HersheySweet @Sonic19. I got the breakdown from the dealer.

MF: 0.00087
Selling price discount: $4000 i.e. 8.7% off

updated calculator link here: leasehackr.com/calculator?make=BMW&miles=10000&msd=0&msrp=46190&sales_price=42190&months=36&mf=0.00082&dp=0&dealer_fee=0&acq_fee=995&taxed_inc=2000&untaxed_inc=0&rebate=0&resP=58&reg_fee=400&sales_tax=6.625&demo_mileage=0&memo=2000%20rebate%20%3D%201500%20lease%20cash%20%2B%20500%20corporate&acqFee_check=true&totalLeaseTax_radio=true

Should I ask for more selling price discount? thanks hackers!

5

If brokers are offering 11.5% off it makes it roughly 10.5% after their fee. So you can counter offer based on that. Or you can use a broker. Good luck.

1 Like
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Hey friends, thanks all for helping check. The dealer offers me another discount. Could you help me review again?

MSRP: $46,970 ( updated )
Monthly Payment: $413 (excluding tax)
Drive-Off Amount: $3077 (tax, 1st mo, fees, dmv)
Months:36
Annual Mileage:10000
MF: Not sure. My guess is 0.00082, no MSD
Residual: 58%
Incentives: 2000 = 1500 lease cash + 500 corporate
Region: NJ/NY
Selling Price: 42,210 or -10.33%

Link: leasehackr.com/calculator?make=BMW&miles=10000&msd=0&msrp=46970&sales_price=42120&months=36&mf=.00082&dp=0&dealer_fee=85&acq_fee=925&taxed_inc=2000&untaxed_inc=0&rebate=0&resP=58&reg_fee=400&sales_tax=9&demo_mileage=0&memo=1500%20%2B%20500%20corporate%20&acqFee_check=true&totalLeaseTax_radio=true

This is close to 10.5% off now. The only thing I am thinking is that this is a NY dealer and they do not allow MSDs, they say it is prohibited in NY.

Does this seem a good deal? Thanks in advance.

7

I think it’s a good discount with very low dealer fee. Without loyalty it will be hard to do better than this deal.

8

Which state do you live in? 9% tax is throwing me.

9

Ah, 9% tax is wrong. Just updated it the link below

I am going to sign this. Thanks folks!

10

Interest is low enough that I’d suggest rolling more into the payment rather than being “exposed” by $3k when driving off the lot.