I was trying to negotiate to lower the monthly payment to $600, but the dealership was firm on the price and no other dealerships in Seattle area offered a better price.
There is a $2000 lease incentive up this way and I’m assuming you do not qualify for loyalty. So, removing that from your discount, you have a 10.5% discount before incentives. Also looks like you have buy rate on the MF.
My general opinion, and this may be unpopular, is that it isn’t going to get much better than this up here in the PNW, especially on a 2020. The incentives and lease rates just aren’t great. If this quote is from Volvo Seattle/Bellevue (same owners now), then talk to Volvo of Tacoma as well, and vice versa.
Even better, try to find someone with a leftover 2019 or maybe even a loaner?