Deal Check: 2020 Volvo V60 CC Loaner

Looking at a V60 Cross Country Loaner w/ 3000 miles - 36/10k. I don’t qualify for incentives which make this deal not as great as some of the others I’ve been seeing here. Debating if I should keep waiting or if this is about as low as I can realistically expect.

I’ve been looking at other cars with comparable safety features (honda crv, mazda cx-30, kia seltos - all of which require higher end trims for adaptive cruise, lane assist, etc.) but the deals on those haven’t been necessarily great by the time you factor in the amount they want down.

MSRP - $48,100
Selling price - $38,387
Residual - 53% ($25,493)
DAS - $2388 (acq, dealer, gov, 1st month)
MSD - $2000
MF after MSD - .00005
Delivery - $1000 (shipped from the east coast)
Monthly w/ tax - $387

Effectively $4388 up front not including shipping or broker fees, which I’m willing to eat the cost of.

Taxed incentive of 2k needs to be removed to see the actual numbers via the calculator.

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This car doesn’t have adaptive cruise at 48,100.

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Great discount. At that MF, I’d be paying no more than first month at signing plus MSDs. It is damned near free money.

It has adaptive cruise control, but not auto-drive function.

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Sure looks like ACC is part of the advanced package

Especially since without, only regular cruise control is listed as a feature

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I don’t think for 2020 advanced package was possible at 48,100 but I’m no expert.

OP I want to tell you not to take the deal so I can find the car (I’m east coast) but I think its as good as deal as one can get right if you don’t qualify for loyalty incentives.

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What incentives are you pulling out here?

The incentive was Volvo loyalty.

Hmm, maybe it doesn’t have acc. Thanks for clearing that up.

You’ll want to separate out the rest of the incentives as well to properly compare pre-incentive discounts.

It 99.99999% sure it does not, I have a window sticker on my desk of what most likely is your build. I haven’t had coffee yet but I’m very certain.

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