11.5% off is good. 2.16% on MF Is not atrocious at all, far better than I would expect. The tax rate isn’t helping (LA?)
You double checked the money factor and residual with admin’s? Did you try plugging everything into the calculator to make sure you get the same payment?
If the answer is yes and this is the car that you want this doesn’t look too bad to me. We had some deals on 19’s at year end but I haven’t seen anything on a 20 to compare and haven’t double checked the marketplace to see if anybody has a better offer on a spreadsheet
I’d say just make sure your MF and RV are inline with what they should be and the rest of the deal looks great…taxes totally suck though. Nothing you can do about that though.